# Service Fee

The long-term growth of Bella Protocol and the value propositions of BEL tokens depends on a sustainable and revenue-generating business model. For us, the goal is to build a leading asset manager that combines good DeFi and CeFi to generate high risk-adjusted returns that are customizable for retail and institutional DeFi users. 

Like a hedge fund, Flex Savings will charge a small management fee upon fund withdrawal (converting bToken back to the native token) and a percentage of the native interest as a performance fee. Part of the fees is distributable to BEL stakers (coming soon), while some go to the team for the risk reserve fund and to use in product development. 

**Below is a preliminary fee structure for Bella Flex Savings. Please note that these are subject to change through community governance.**

* A management fee of 0.25% on the bToken withdrawal amount 
* 20% of the Flex Savings lending yields on Curve.fi and other protocols will go to Core Team as a risk reserve fund and development fund
* 4% of the Flex Savings yields will be allocated to BEL stakers in the form of our native token (coming soon)
* 4% of the Flex Savings yields will be converted to BEL and then be sent to the 0x0000 address permanently.